Grid Card – The Best FD-Backed RuPay Credit Card in India

The only credit card that lets you earn points on rent with no transaction fee.

GRID

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DUMMY HOLDER

12/28

RuPay

Why Choose the Grid Card?

India’s smartest FD-backed credit card that is easy to get, simple to use, and packed with the best rewards. No credit score checks, just pure benefits.

Pay Rent Using Your Credit Card

Pay your monthly rent with ease and earn 10% Grid Coins cashback every time, with no surcharge or hidden fees.

FD-Backed Security

Get a credit card against a fixed deposit with zero paperwork and no credit history required. Plus, get up to 24% interest on your FD.

Lifetime Free RuPay Credit Card

Enjoy zero joining fees and no annual charges, forever. Works seamlessly across UPI, RuPay merchants, and online payments.

Earn & Redeem Rewards Easily

Earn coins on every single transaction. Redeem them for flights, hotels, dining, Swiggy, Blinkit, Flipkart, Zepto, and more.

Best Cashback Card for Daily Use

Get 10% coins on rent and cashback-like rewards on all your travel, shopping, and dining expenses.

Smarter Credit Solution

A perfect choice for first-time card users and smart savers who want to enjoy FD returns plus credit card benefits.

Why Grid Card is Better

See how we stack up against other FD-based credit cards in the market.

Feature
Grid Card
Other FD-Based Cards
Approval
Instant, no CIBIL check
Long Documentation Needed
Rewards
10% coins on rent + daily spends
Limited cashback
FD Returns
Up to 24% interest
6–8% interest
Annual Fee
Lifetime Free RuPay Card
₹500–₹2000 yearly
Rent Payment
Zero surcharge
Surcharge applied

Get Your Grid Card in 3 Simple Steps

01

Create an FD

Create a Fixed Deposit with Grid. Minimum deposit applies.

02

Apply Instantly

No CIBIL, no long approval process. Your card is ready.

03

Start Earning

Get your RuPay card and start earning rewards on rent and spends.

Frequently Asked Questions

Don’t just pay rent, earn from it.

Join the waitlist for the Grid FD Credit Card to enjoy the best cashback benefits, zero fees, and a secure RuPay card backed by your own FD.